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	<title>Talk Economics &#187; Mortgages and Loans</title>
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		<title>Buying Your First Home</title>
		<link>http://www.talkeconomic.com/buying-your-first-home</link>
		<comments>http://www.talkeconomic.com/buying-your-first-home#comments</comments>
		<pubDate>Wed, 29 Sep 2010 11:14:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgages and Loans]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[Are you selling or looking for your first home to purchase?  This can be an exciting time in your life as a home purchase is a huge financial step.  All the details can be overwhelming and everyone is giving you advice and tips on what to look for and what areas you shouldn&#8217;t live in.  [...]]]></description>
			<content:encoded><![CDATA[<p>Are you selling or looking for your first home to purchase?  This can be an exciting time in your life as a home purchase is a huge financial step.  All the details can be overwhelming and everyone is giving you advice and tips on what to look for and what areas you shouldn&#8217;t live in.  This is all good information but when you are ready to really start viewing homes in your price range, you will need the help of an estate agent.  When you begin your search you will notice that there are all kinds of agents.  You will see that there are <a href="http://www.primelocation.com/uk-estate-agents/letting-agents/">letting agents</a> for property rentals services, agents who deal with international sales and rentals and holiday letting for that family get-away.</p>
<p><a href="http://www.primelocation.com/uk-estate-agents/">Estate agents</a> can be found when you input your details online.  You will find a box where you input your location, the type of agent you need or do a search from the A to Z list.  Estate agents can be found in England, Wales, Scotland and Northern Ireland if you search by country.  You can also search by county or by city but either way you will get in contact with an agent who will help you find that first home.  If you are looking for a great bargain you can be part of one of the many property auctions.  This can also be used by those who want to sell their property quickly.</p>
<p>You can also do a search for UK property for sale right from your home. You can search with the form that is there for you to input your price range with a minimum and maximum and your chosen location.  You can choose the property type, the amount of bedrooms and you can also browse with the map that is included.  This search for your new home will offer flats, apartments, and luxury homes from the property developers in the UK. Maybe it is farm land you are interested in.  There are also UK land agents who can give you a wide selection of land and property that is for sale. Commercial property like bars, pubs and offices can also be offered by your agent along with retail space, warehouses and garages.  Whether you are looking for a home or an office, there is an agent who can show you what is available and take you to view it at your convenience.</p>
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		<title>A Forensic Loan Audit May Prevent You From Losing Your Home</title>
		<link>http://www.talkeconomic.com/a-forensic-loan-audit-may-prevent-you-from-losing-your-home</link>
		<comments>http://www.talkeconomic.com/a-forensic-loan-audit-may-prevent-you-from-losing-your-home#comments</comments>
		<pubDate>Wed, 22 Jul 2009 12:50:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgages and Loans]]></category>
		<category><![CDATA[Audit]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.talkeconomic.com/?p=14</guid>
		<description><![CDATA[It&#8217;s estimated that at over 80 percent of mortgage loans either contain some type of error. These errors range from just a simple mistake in math, toÂ  outright fraud and misrepresentation. Since most people have no legal experience with mortgages, they&#8217;re totally unaware of any problems. A forensic loan audit is fairly expensive, so not [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-15" title="audit" src="http://www.talkeconomic.com/wp-content/uploads/2009/06/audit-300x243.jpg" alt="audit" width="300" height="243" />It&#8217;s estimated that at over 80 percent of mortgage loans either contain some type of error. These errors range from just a simple mistake in math, toÂ  outright fraud and misrepresentation. Since most people have no legal experience with mortgages, they&#8217;re totally unaware of any problems.</p>
<p>A forensic loan audit is fairly expensive, so not everyone should decide to get one done just in case there are errors. But, if you&#8217;re unable to make your payments and are facing foreclosure, it might be well worth the investment to have a professional audit your mortgage agreement.</p>
<p>Since mortgages deal with an enormous amount of money, even a small mistake can add up to thousands of dollars over the term of your mortgage. When a professional mortgage auditor performs a forensic audit, they scrutinize every detail of your mortgage. They will recalculate all the numbers and look for any information that wasn&#8217;t fully disclosed by the lender.</p>
<p>If there are any errors or fraudulent activities found in your mortgage, it can give you the leverage you need to stop foreclosure proceedings. In some cases if the errors total as little as $35, you may be entitled to a full refund of all of the finance charges, interest payments and closing costs that you have paid from the beginning of the mortgage.</p>
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